Purpose

Home loan is the obvious choice if you need a finance for construction / purchase of houses/ flats by individuals for residential use

Personal Loan - Eligibility

Salary Account with our Bank, /Undertaking from employer for deduction of EMI,

For Business : Gross Income More than Rs.3.25 Lakh and satisfactory turnover in current account

Personal Loan - Amount & Tenure

Loan Period

Maximum 180 months

Maximum Amount

Rs.25,00,000/-(Rs Twenty Five  Lacs Only)

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Personal Loan - Other Information

Guarantors

Minimum one guarantors acceptable to bank having net income and net worth commensurate with the quantum of loan / EMI of housing loan.

Other Charges

Franking, Stamp Duty for Mortgage, Filing Mortgage, Legal Fees, property Valuation, Insurance of Property

Share Holding

1% of the loan amount (Refundable) & guarantors :-nominal member

List of Documents

  1. Income Proof of Applicant(s) & Guarantor(s)
  2. PAN Card of Applicant(s) & Guarantor(s
  3. KYC of Applicant(s) & Guarantor(s)
  4. Property Documents

Security

Mortgage of the residential house / flat/ Bungalow  purchased with bank finance.

Margin

20% of Agreement Cost excluding  Stamp duty and Registration Fees.

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