• For Loan Accounts – Rs. 100/-

All types of new/fresh Loans & Advances
(Loans against Fixed Deposit/s and Staff Loans are exempted) –

• 1.00% of loan applied amount (subject to maximum of Rs. 2,00,000/-) to be collected at the time of acceptance of loan application
• 50% amount of processing charges collected to be refund in case of rejection of the proposal

For renewal of Cash Credit/Over-Draft (Staff Loans are exempted)

• 0.25 % of renewal of Cash Credit/Overdraft Facility and 1.00 % of additional/adhoc limit applied (Subject to maximum of Rs. 1,00,000/-)

• Service Charges – Expenses at actual plus Advocate Fee

• Secured for 25 % margin – 4 % p.a. plus G.S.T.
• Secured for 50 % margin – 3.50 % p.a. plus G.S.T.
• Secured for 75 % margin – 3.00 % p.a. plus G.S.T.
• Fully secured i.e. 100 % – 1.50 % p.a. for fully secured ( As per Head Office Sanction) plus G.S.T. (Guarantee Commission shall be for a block of a Quarter. While calculating the block of Quarters grace period of the Bank Guarantee to be reckoned)
• Bank Guarantee Commission of Other Banks – Actual charges of other banks plus 50 % of our commission at the above scale.

(Non Refundable)

• Upto Rs. 1.00 Lac – Rs.100/-
• Rs. 1,00,001 to Rs. 5,00,000/- : Rs.250/-
• Rs. 5,00,001/- to Rs. 25,00,000/- : Rs.500/-
• Rs. 25,00,001 and above : Rs. 1000/-

(Amount will be collected at the time of acceptance of loan application)

• For OD/Cash Credit Accounts – Rs. 25/- per page, if pass book has already been issued.

• Rs. 100/- for pass book with present balance
• Rs. 118/- plus Rs. 20/- per page, if previous entries demanded.

For ABB (any branch banking)

• Upto Rs. 50,000/- per day : Nil
• Above Rs. 50,000/- : Rs. 2.00 per thousand beyond Rs. 50,000/-

For home branch

• Above threshold limit of Rs. 50 Lacs per month : Rs. 1.50 per thousand (OD-GEN / OD-FDR accounts only)

Cheque Return Charges

• Inward Clearing / ECS Debit Return – Rs. 150/- per instrument plus @ Re 1/- per Rs. 1000/-(Maximum of Rs. 1000/-)

Collection of Outstation Cheques / Bills

• OD/CC accounts : Rs. 200/- plus actual postage / courier charges

Outstation Cheque / Bills Inward Return unpaid

• Rs.150/- per instrument plus actual postage / courier charges

Outward Clearing / ECS Credit Return / Outstation Cheque / Bills deposited for collection return unpaid

• Rs.100/- per instrument

Cheque Book Charges

• Rs. 75/- per cheque book of 30 leaves.

Issue of Pay Order / At Par Cheques of Axis Bank Ltd.

• Upto Rs. 10000/- : Rs. 20/-
• Above Rs. 10000/- : Rs. 20/- plus Rs. 2/- for every Rs. 1,000/- or part thereof over and above Rs. 10,000/- ( Subject to maximum of Rs. 29,500/- )

Interest on Cheque / DD / Pay Order Purchase

• Rs. 3/- per Rs. 1000/- or part thereof

• For non avail of loan within 3 months after sanctioned – 1.00 % p.a. of the sanctioned amount (to be charged on pro-rata basis)
• Non utilization of sanctioned Cash Credit / Overdraft limit above 50 % -1.00 % p.a. of the unutilized portion amount (to be charged on pro-rata basis)

• For Individuals – Rs.200/-
• For Company/Firm – Rs.1500/-

• Transactions upto Rs.25 lakhs – Rs.300/- per transaction
• Transactions above Rs.25 lakhs – Rs.500/- per transaction

• CERSAI – Rs. 200/- per property
• Credit Rating Charges ( Applicable for limit above Rs. 50 Lacs ) – Rs.2000/- per quarter
• ECS Debit Mandate (For credit at our end) – Rs. 50/- per mandate
• Gold Valuation Charges – Rs. 5/- per gross grams
• Noting and/or Releasing of Charge of NSC/KVP/LIC – Rs. 150/- per instrument
• Stock verification charges (Applicable for Cash Credit limit above Rs. 50 Lacs) – Rs. 3,000/- per quarter

• Upto 10 km – Rs.200/-
• 10 km to 50 km – Rs.500/-
• More than 50 km – Rs. 1000/-

(Actual fare / other charges / out of pocket expenses to be collected separately)

• Reminder Notice – Rs.50/-
• Demand Notice (D2) – Rs.100/-
• Demand Notice (D3) – Rs.200/-
• Sec.49 Notice – Rs.100/-
• Final Notice – Rs.300/-
• Gold Loan Auction Notice – Rs.200/-

(Actual fare / other charges / out of pocket expenses to be collected separately)

• Rs. 2.00 per Rs. 1,000/- per month or part thereof.

• Issue of New ATM Card – Nil
• Issue of Duplicate ATM Card – Rs.150 per card/-
• Issue of Revised PIN. No. – Rs.50 per pin/-
• Annual Fees / Charges – Rs.150/- per annum

• Per Challan – Rs. 100/-

• Charges – Rs. 118/- per annum

• RTGS/NEFT – NIL

• For Savings Account : Rs.15/- per quarter
• Overdraft / Cash Credit / Current Account holders – Rs.25/- per quarter

• Copy of old record in form of vouchers, documents etc. – Rs.100/- per instrument

• Charges – Rs. 200/- per lost token

• Locker A – Rs.1,000/- p.a.
• Locker B – Rs.1,500/- p.a.
• Locker C – Rs.2,000/- p.a.
• Locker D – Rs.2,500/- p.a.
• Extra Large Type – Rs.4,500/- p.a.
• Penalty for delay in payment of rent/renewal on expiry of hiring
  period – Rs.50/- per month or part thereof.
• Breaking of Locker – Actual Charges from the OEM Plus handling
  charges at Rs.500

(Locker rent for new allottee shall be applicable for available number of months upto year end on pro-rata basis )

• Rs.100/- per occasion

• For all Deposits & Advances Accounts, Lockers, Change in operational instruction (Including lockers, name addition/deletion in joint account and change in nomination) – Rs. 25/- per instruction (At the time of inserting and at the time of change of instruction)

• Rs. 100/- for a block of Rs. 1.00 Lakh (Maximum of Rs.10,000/-)

• Service Charges – Rs.50/- per instrument

• Upto Rs. 1,00,000/- : Rs.295/- per transaction
• Above Rs. 1,00,000/- : Rs.590/- per transaction